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Hello,
We start the New Year on a somber note and send thoughts and prayers to those affected by the QLD floods. It is devastating to see the extent of the damage and heartbreaking to consider what people are going through now, and will continue to go through for some time as the State rebuilds.
If your home or investment property has been affected, a number of banks and lending institutions have come up with some packages to ease the financial strain. To find out how your lender might be able to assist, please email Kathryn@mmo.com.au and she can put you in touch with the right people.
This month, we look at-
- the importance of home loan check-ups to ensure you are not paying a higher interest rate than you need to;
- the jobs of the future (we provide some insight into which jobs are expected to demonstrate the strongest employment and wage growth for 2011 and beyond);
- strategies to consider when youre selling at auction; and
- the importance of saying no (which may be a New Years Resolution for some of us!).
We hope you enjoy this newsletter, feel free to pass it on to family and friends.
Til next time,
Michael
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PO Box 236
MAWSON ACT 2607| Tel: | 02 62 866 501 | | Fax: | 02 62 866 509 |
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The Push on Rates
Mortgage Brokers have enjoyed a surge in enquiries since the pre-Christmas interest rate hike.
Many consumers have given serious thought to refinancing their loans following the decision by the major banks to lift their variable rates beyond the 25 basis points increase by the RBA in November. The message we are hearing is that borrowers are keen to shop around for a better home loan deal as a way to offset rising interest rates.
Read More >>
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Jobs of the future
Strong job growth is one of the signs that the economy is doing well and the climate is right for property investment.Last year's trend of solid employment growth is expected to continue this year, with the following five industries believed to lead the charge. Business information analysts, IBISWorld, predict these are the industries expected to demonstrate the strongest employment and wages growth in the years 2011 to 2016.
Read More >>
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Selling at Auction
With auction clearance rates disappointingly low, sellers have to work hard to achieve a good price at auction. Follow these simple strategies to improve your chances of a sale.Shop around for an agent -Talk to at least three real estate agents and compare their commissions, other fees, marketing plans and track records of selling in your suburb (ask them to provide evidence).
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Saying No
No is one of the easiest words in our vocabulary to pronounce, yet ironically it's sometimes one of the hardest to say.Too many of us have difficulty saying 'no' to unrealistic demands or requests because we don't want to seem selfish, impolite or uncaring. What we often fail to consider is that by denying our own wishes to agree to what someone else wants, we are actually doing ourselves a disservice.
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Our Partners
MO'R MORTGAGE OPTIONS was admitted in mid 2002 as a full member of the Mortgage & Finance Association of Australia, the peak industry body.
All members are bound by a strict code of ethics to ensure the highest levels of service, integrity and professionalism.
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About Us
MO'R MORTGAGE OPTIONS - 2009 REIACT Mortgage Provider of the Year.
Michael has worked in the "people industry" as he calls it, i.e. Finance, Real Estate, Building & Construction for over 26 years. He established MO'R MORTGAGE OPTIONS in 2000 after realising that by assisting people to structure their loans correctly he could help others improve their financial health.
"There is no greater job satisfaction available than to know you can do something tangible to improve another human being's life."
... Michael
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Disclaimer: This newsletter is intended to provide general news and information only. Readers should rely on their own enquiries before making any decisions regarding their own interests. Please do not rely on any part of this newsletter as a substitute for specific legal or financial advice. All material is copyright 2011.
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